Honest Disclosure of How I Built My Portfolio to Where It Is Today
From time to time, people have asked me how I managed to build up my current portfolio size, especially when I often say I have always had a relatively low active income. More questions actually popped up after I wrote the post where I decide to liquidate my US Growth Portfolio to pay off my mortgage in Malaysia. To be very honest, the journey was not glamorous, nor was it the result of overnight success. It was a combination of discipline, patience, keeping expenses low, and a few key decisions (and saddening privileges) along the way. This post is written with much emotions, as it openly shares my entire financial journey along the way, filled with ups and downs, and scars in life. Please be kind towards my financial mistakes, as I know very well I am far from being perfect. Early Days – Humble Beginnings I started working in 2007 at a Japanese engineering firm with a starting pay of SGD 2,400 per month. It was not much, but it was the reality of ...